April 4, 2017
LOS ANGELES - April is National Financial Literacy Month, and it couldn’t have come at a better time. Consumers are feeling more pinched each week with ever-increasing costs for healthcare, education and housing -- all of which is made worse by sluggish economic growth. According to a recent survey by Career Builder, 77 percent of American consumers are living paycheck to paycheck.
Here at Carpe.com, we are using technology to provide the type of 1-on-1 personalized financial guidance usually only available to the highest income brackets. Ask us a question HERE and receive a free personalized financial plan -- or send us a note whenever you have time at Expert@Carpe.com.
Financial Literacy Month is also the perfect opportunity for individuals and families to change their financial situation by learning about important financial matters like creating and managing a budget, paying down debt while saving for emergencies, and creating achievable financial goals. Carpe cares about your financial future. We are committed to bringing you the financial education you need to reach your financial goals.
The following five steps offered from FinancialLiteracyMonth.com will help you on the path toward financial wellness. Stay tuned to Carpe.com for our own interactive planning platform to be released soon!
1. Make a commitment. Changing your relationship with money is not an easy task; it takes hard work and a strong commitment.
2. Assess your financial situation - A simple quiz can help you understand your current financial position. Knowing where you are today will help you determine the best path toward meeting your financial goals.
3. Get organized - Getting your financial house organized is a great way to begin on a clear path toward financial wellness.
4. Set priorities – Understanding the difference between needs and wants will help you establish financial priorities and set realistic goals.
5. Live on a budget – Spending less than you earn is easier said than done, but a solid budget is the most important element of any successful financial plan.
“Changing your financial habits and your relationship with money can be hard work, but the payoff is priceless,” said Carpe's Financial Experts. “The important thing to remember while on your journey to financial freedom is to stay flexible. Revisit your financial plan often and make changes as needed.”
Tell us how we can help you and your family today!
Carpe is an online personal finance concierge service for the American middle class. Founded in 2015 with headquarters in Los Angeles, Carpe currently provides unbiased technology-driven guidance to a market of 50 million prime and near-prime consumers looking to improve their financial wellness. Our innovative Carpe Match software connects users to personalized solutions for credit improvement, unsecured personal loans, credit card refinance, private student loan refinance, home improvement loans, debt consolidation, or credit repair. In the coming months, we plan to introduce additional high-quality partnerships around savings, budgeting, medical finance and home ownership. Our company’s rapidly evolving technology and our commitment to remaining 100% independent allow us to be a leader among a chaotic landscape of sales-driven and conflict-heavy financial services websites or platforms. Our goal is to deliver certainty, simplicity and transparency to the road to financial wellness. Visit us today at www.Carpe.com.