Ask us anything.
We’re here to help you find the perfect financing solution for your perfect wedding. Carpe recommends using a trusted advisor to search Lender offers and discover the top wedding financing rate available based on your individual credit profile. Our Carpe Match service can get it done in less than 60 seconds – try it out above! Only use new debt for this type of occasion if you know you can pay it back. Minimum credit score for most Wedding Loans or Engagement Ring Loans is around 600.
When you are deeply involved with planning the most memorable and happiest day of your life, your wedding, you start to realize how expensive the picture-perfect day will be. Wedding rings, jewelry, wedding dresses, caterers, photographers, the band -- expenses are easy to pile up. You want to make your wedding day is exceptional and unforgettable, but you don't want to go bankrupt doing so. The good news is there are many reasonable options out there for wedding day loans for couples with good and bad credit, whether you are going for a traditional wedding financing or for wedding installment loans.
As everyone who has freshly tied the knot can confirm, the biggest day of your love life can also be the most costly and lavish one, as each wedding feature comes with an expensive cost. In fact, according to a recent study the average cost of a wedding in 2012 was $28,427 without counting the honeymoon or engagement rings. Obviously, wedding financing and wedding loans are payment and installment options you might want to consider for your wedding.
We don’t intend to be a downer, but your wedding is likely going to cost more than the budget you have allocated for it – just ask anyone who has been married and they will agree! Don’t complicate it by taking out wedding-related debt with a huge interest rate similar to that credit card you got in college. We only advise that couples with rock-solid credit seek access to reasonable wedding debt, engagement ring loans and wedding financing options. Most Lenders will evaluate and compute the rate for your loan the same way they would a normal unsecured personal loan or consumer installment loan. Credit score and income are the two largest variables within most Lenders' pricing models. It is reasonable to assume that those with the highest scores, highest income and best job stability will get the best rates for their wedding loans.
By the time you are finished organizing and planning, your wedding expenses and costs will comprise of a bunch of products and services. Wedding flowers, bridesmaid dresses, reception centerpieces, music, wedding photographers, limos, wedding cakes, and coordinators and so the list goes on. That is why if you are funding a wedding and wedding reception, you need the flexibility and capacity to finance all aspects of the wedding. Carpe can get you that option to take out a wedding loan, with a risk-free quote and no impact on your credit score. Intended exactly for normal to great credit score customers, wedding loans from our Lender partners can be used to pay for your wedding with low interest rates – and perhaps your romantic honeymoon too!
Last but not least, let's face it, there is no dodging your wedding expense. Scheduling a wedding is even painful by itself. Wedding financing, engagement ring financing and wedding installment loans can be a key part in making the process of putting together your beautiful dream wedding doable. We recommend you get this squared away FIRST, vs. getting caught in a bind later. Carpe makes finding your wedding loan easy, with an upfront online personal loan questionnaire that is simple to complete (no credit card required, no impact on your credit score). You and your loved one will get a fast reply, and if accepted for a qualified wedding loan by the matched Lender, can have the wedding loan funds from your wedding loan deposited into your bank in a very fast time.