Find out how much you can borrow on personal loans and credit cards

Debt to Income, or DTI, is one of the primary metrics used by Lenders to determine whether you qualify for a loan and how much you can borrow.  Recommended ranges for both homeowners and renters are listed below.

Input your Income and Debt with each rate.  Change the monthly payment if incorrect.

$
$
%
Monthly Payment = ${{ Math.floor((example.amount2 * example.rate/1200) + (example.amount2 *.02)) }}
$
%
Monthly Payment = ${{Math.floor((example.amount3 * ((example.rate2/1200)*(Math.pow((1+(example.rate2/1200)), 360)))/((Math.pow((1+(example.rate2/1200)), 360)) -1)))}}
$
%
Monthly Payment = ${{ Math.floor((example.amount4 * ((example.rate3/1200)*(Math.pow((1+(example.rate3/1200)), 60)))/((Math.pow((1+(example.rate3/1200)), 60)) -1))) }}
$
%
Monthly Payment = ${{ Math.floor((example.amount5 * ((example.rate4/1200)*(Math.pow((1+(example.rate4/1200)), 120)))/((Math.pow((1+(example.rate4/1200)), 120)) -1))) }}
$
%
Monthly Payment = ${{ Math.floor((example.amount6 * ((example.rate5/1200)*(Math.pow((1+(example.rate5/1200)), 60)))/((Math.pow((1+(example.rate5/1200)), 60)) -1)))}}
${{ (example.amount2 + example.amount3 + example.amount4 + example.amount5 + example.amount6) | formatNumber }}
Your Debt-to-Income Ratio is
{{ to_decimals((((Math.floor((example.amount2 * example.rate/1200) + (example.amount2 *.02))) + (Math.floor((example.amount3 * ((example.rate2/1200)*(Math.pow((1+(example.rate2/1200)), 360)))/((Math.pow((1+(example.rate2/1200)), 360)) -1)))) + (Math.floor((example.amount4 * ((example.rate3/1200)*(Math.pow((1+(example.rate3/1200)), 60)))/((Math.pow((1+(example.rate3/1200)), 60)) -1)))) + (Math.floor((example.amount5 * ((example.rate4/1200)*(Math.pow((1+(example.rate4/1200)), 120)))/((Math.pow((1+(example.rate4/1200)), 120)) -1)))) + (Math.floor((example.amount6 * ((example.rate5/1200)*(Math.pow((1+(example.rate5/1200)), 60)))/((Math.pow((1+(example.rate5/1200)), 60)) -1)))))/(example.amount/12))*100 , 2) }}%
Maximum recommended DTI for Homeowners:
40%
Maximum recommended DTI for Renters:
30%

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