Lending Club's mission is to transform the banking system to make credit more affordable and investing more rewarding. The company's technology platform enables it to deliver innovative solutions to borrowers and investors. Since launching in 2007, the Lending Club platform has facilitated over $10 billion in consumer loans.

Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. Upstart’s proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience. Upstart loans can be used for almost anything, including starting a business, paying for a coding bootcamp, eliminating student debt or paying off credit cards.

LoanMe is a California based lender that offers unsecured installment loans to qualified borrowers. Their loans are typically used for one-time purchases or debt consolidation. The process is fast and easy and it’s even possible to have money deposited into your bank account in as fast as 3-4 hours! NOTE: Only for customers in Arizona, Delaware, Idaho, Kentucky, Missouri, New Mexico, South Carolina, Utah and Wisconsin.

LendingPoint is a lending company specializing in personal loans for Near-Prime consumers with credit scores in the 600-700 range. We offer decisions in minutes and funding for approved loans as soon as the next business day. LendingPoint is passionate about helping our customers rewrite their credit stories. By unlocking access to money at fair rates and flexible terms, we’re creating better loans for better lives.

Avant is a fast-growing marketplace lending platform that is lowering the costs and barriers of borrowing for consumers. Through the use of big data and machine-learning algorithms, the company offers a unique and highly customized approach to streamlined credit options. At its core, Avant is a tech company that is dedicated to creating innovative and practical financial products for all consumers. As an example of Avant's rates: A $5,700 loan with a fee of up to 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.